Our retirement consulting services are designed to guide you through every step of the process, ensuring you have a solid financial foundation for the future.
At SmartAccess, you’re not just getting advice—you’re gaining a trusted partner who understands Nigeria’s pension system and financial realities.
With SmartAccess, you’ll gain:
Empower yourself to retire with confidence. Our individual-focused services help you understand your pension, identify gaps in your savings, and create a personalized plan to secure your financial future.
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Financially healthy employees are more productive and engaged. We provide organizations and cooperatives with retirement solutions that protect your team and your bottom line.
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My experience with SmartAccess exceeded all expectations. Their advisors didn’t just review my pension, they took the time to explain my options clearly and created a plan that gave me peace of mind. I finally feel confident about my future.
Discover exactly how prepared you are for retirement. Our gap analysis shows whether your current savings will support your desired lifestyle and provides clear steps to close any shortfall.
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Discover exactly how prepared you are for retirement. Our gap analysis shows whether your current savings will support your desired lifestyle and provides clear steps to close any shortfall.
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Interactive workshops designed to make retirement planning simple and actionable. Learn about pension rules, withdrawal options, and strategies to close any financial gaps.
We help you take control of your money with guidance on investing, spending, and managing risk. Our advice is practical, actionable, and tailored to the Nigerian financial environment.
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Click the Get Started button to begin your journey toward smarter retirement planning.
Fill in a quick and easy form with your details, so we understand your unique financial situation and goals.
Our advisors will reach out to discuss your needs, answer your questions, and provide clarity on your options.
We’ll work side by side with you to design a personalized retirement and financial plan that fits your lifestyle and long-term vision.


SmartAccess helped me understand my pension options and build a clear retirement plan. I now feel confident about my financial future, and I know I’m not alone on this journey.

As part of a cooperative, we needed retirement solutions for our members. SmartAccess provided workshops, training, and personalized advisory services that truly empowered us.

The team at SmartAccess simplified financial planning for my employees. Their retirement gap analysis gave us clarity and helped us prepare better for the future.

I attended their financial literacy workshop, and it was eye-opening. I learned how to manage my income, invest wisely, and plan for retirement without stress.

SmartAccess is a retirement advisory company that helps individuals, employees, and cooperatives plan for a financially secure retirement through workshops, personalized gap analysis, and financial advisory.
We work with professionals, employees, retirees, cooperatives, and organizations in Nigeria that want to improve financial literacy, prepare for retirement, or close their retirement savings gap.
It’s a personalized report that shows whether your current savings and pension contributions are enough to maintain your lifestyle after retirement, and offers practical solutions to close any gaps.
Both. We support individuals with personal planning, and we help organizations/cooperatives through employee workshops and group retirement readiness programs.
Our workshops are interactive training sessions that educate employees or cooperative members on pension rules, withdrawal options, savings strategies, and how to plan effectively for retirement.
No. SmartAccess is 100% independent and unbiased. We provide guidance based on your best interest, not linked to any PFA or financial institution.
We combine over 20 years of financial expertise with practical, Nigerian-focused tools to make retirement planning simple, clear, and achievable.